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<?php
include('./includes/config.php'); 
$page_title = "First Security Islami Bank PLC.";
//echo $page_title;
//echo $data[0]['value'];
$meta_description = "First Security Islami Bank PLC. Home page description";
$meta_keywords = "First Security Islami Bank PLC., Bank, Website";
include('includes/header.php'); 
include('includes/navbar.php'); 
//include('includes/slider.php'); 
?>

<!-- <div class="about_hero">
        <h3>Compliance</h3>

</div> -->

<div class="container history_container p-5">
        <h4 class="tab_title">Credit Rating</h4>
        <p>First security Islami Bank Limited has been rated by Emerging Credit Rating Ltd. (ECRL) on the basis of audited Financial Statements as on December 31, 2024 and other relevant information. The summery of Rating is presented below:</p>
        <table class="table table-bordered table-striped table-hover" style="margin:0 auto;">
            <thead>
                <th>Year</th>
                <th>Short Term Rating</th>
                <th>Long Term Rating</th>
            </thead>
            <tbody>
                <tr>
                    <td>2025</td>
                    <td><b>ST-4</b></td>
                    <td>BB+</td>
                </tr>
                <tr>
                    <td>2024</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2023</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2022</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2021</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2020</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2019</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2018</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2017</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2016</td>
                    <td><b>ST-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2015</td>
                    <td><b>ECRL-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2014</td>
                    <td><b>ECRL-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2013</td>
                    <td><b>ECRL-2</b></td>
                    <td>A+</td>
                </tr>
                <tr>
                    <td>2012</td>
                    <td><b>ECRL-2</b></td>
                    <td>A</td>
                </tr>
                <tr>
                    <td>2011</td>
                    <td><b>ECRL-3</b></td>
                    <td>A</td>
                </tr>
                <tr>
                    <td>2010</td>
                    <td><b>ECRL-3</b></td>
                    <td>A-</td>
                </tr>
                <tr>
                    <td>2009</td>
                    <td><b>ST-3</b></td>
                    <td>BBB2</td>
                </tr>
            </tbody>
        </table>
        
        
        
        <h5 class="text-underline">Long Term ‘’A+’’ Indicates:</h5>
        <p>Commercial Banks rated ‘’A+’’  in the Long Term indicates strong capacity to meet financial commitments but is somewhat more susceptible to adverse
        developments in the economy, and to business and other external conditions than institutions in higher-rated categories. Some minor weaknesses may exist,
        but these are moderated by other positive factors.</p>
        <br>
        <h5 class="text-underline">Short Term ’’ST-2’’ Indicates:</h5>
        <p>An institution rated ’’ST-2’’ in the short term indicates strong capacity to meet its financial commitments in a timely manner. However, it is somewhat
        susceptible to adverse developments in the economy, and in business and other external conditions.</p>
        
        
    </div>

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