File "htmlTemplates.js"
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Charset: utf-8
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const currentTime = "";
window.ChatBotHTMLTemplates = {
animationContainer: `<div id="typing-indicator">
<div class="chatbox__image--header">
<div class="header-avatar-3"></div>
</div>
<div class="dot-animation" style="margin-bottom:5px">
<span class="dot"></span>
<span class="dot"></span>
<span class="dot"></span>
</div>
</div>`,
resetMessage: `<div id="typing-indicator">
<div class="chatbox__image--header" style="position: absolute;">
<div class="header-avatar-3"></div>
</div>
<div class="dot-animation" style="position: relative; margin-left:30px">
<span class="dot-animation-title">Chatbot is typing</span>
<span class="dot"></span>
<span class="dot"></span>
<span class="dot"></span>
</div>
</div>
<div id="welcome-message" style="display: none;">
<div class="starting_message">
<div class="chatbox__image--header">
<div class="header-avatar-2"></div>
</div>
<div class="messages__item welcome_messages__item--visitor">
Muhtaram/Muhtarama, Assalamu Alaikum. <br />
I am Smart Connect your banking assistant from FSIB. <br />
How can I help you?
</div>
</div>
<div class="welcome-button_group" style="margin-top:-30px">
<button class="custom_button" id="depositSchemeBtn">Deposit Scheme</button>
<button class="custom_button" id="investmentBtn">Investment</button>
<button class="custom_button" id="agentBankingBtn">Agent Banking</button>
<button class="custom_button" id="cardBtn">FSIB Card</button>
<button class="custom_button" id="servicesBtn">Services</button>
<button class="custom_button" id="digitalBankingBtn">Digital Banking</button>
<button class="custom_button" id="applyNowBtn">Apply now</button>
<button class="custom_button" id="locationsBtn">Locations</button>
<button class="custom_button" id="contactUsBtn">Contact Us</button>
</div>
<div class="welcome-message-time-bot" style="font-size: 12px; color: gray; margin-top:0.2rem;margin-left: 0.6rem; "> ${currentTime}</div>
</div>
<div id="chat-message"></div>`,
mudrabaSavingsDepositContent: `<div class="details-container">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Any adult having sound mind can open this account in his/her name singly or jointly with others.</li>
<li class="details-list-item">Account opening balance is TK. 500 only, which is treated as minimum balance of the account.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">Online banking.</li>
<li class="details-list-item">SMS Banking on every transaction.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">FSIB VISA debit card.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsOnkurContent: ` <div class="details-container">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Free Cheque Book (1st book only).</li>
<li class="details-list-item">Highest provisional profit on deposit.</li>
<li class="details-list-item">No account maintenance fees.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">Free VISA Debit Card for 1st Year, 50% Waiver from 2nd Year.</a>
</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">No minimum balance.</li>
<li class="details-list-item">Minimum Initial deposit amount is only BDT 100/- only.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item"><a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a></li>
<li class="details-list-item"><a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Any Bangladeshi school (Class one to Ten) going student.</li>
<li class="details-list-item">Student cannot open the account with anyone other than his/her parents.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsProjonmoContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Free Cheque Book (1st book only).</li>
<li class="details-list-item">Any Amount above 100 taka can be Deposited & Withdrawn.</li>
<li class="details-list-item">Highest Profit rate on deposit.</li>
<li class="details-list-item">No account maintenance fees.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">Free VISA Debit Card for 1st Year, 50% Waiver from 2nd Year.</a>
</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item"><a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a></li>
<li class="details-list-item">Minimum Initial deposit amount is only BDT 200/- only.</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Any Bangladeshi College/University going student.</li>
<li class="details-list-item">Student can open the account with anyone other than his/her parents if she/he is over 18.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsPraptiContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Individual account for office employees to help disbursement of monthly salary.</li>
<li class="details-list-item">For Corporate Executives & Officers.</li>
<li class="details-list-item">No Maintenance Charge.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">Free VISA Debit Card for 1st year.</a>
</li>
<li class="details-list-item">Free Cheque Book (1st Book only).</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">The organization needs to have a minimum of 10 employees and a payout of TK 100,000/- (One Lac Taka) only per month and an average salary per employee of TK 10,000/- per month.</li>
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsProbinContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">A savings account for senior citizen aged 60 years or above.</li>
<li class="details-list-item">Initial Deposit Tk. 5,000/-.</li>
<li class="details-list-item">Highest Profit rate on deposit.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">Free VISA Debit Card *</a>
</li>
<li class="details-list-item">Free Cheque Book. *</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/locker.php" target="_blank" class="details-link">20% Discount on Locker Services (applicable for branches having locker facility).</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 60 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsMehonotiContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">No Maintenance Charge.</li>
<li class="details-list-item">Free Cheque Book (1st Book only).</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">Minimum balance for opening account is TK 100/-.</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsSNDContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Any adult having sound mind can open this account in his/her name singly or jointly with others.</li>
<li class="details-list-item">Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.</li>
<li class="details-list-item">Account opening balance is TK. 5,000 only, which is treated as minimum balance of the account.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">FSIB VISA debit card.</a>
</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
mudrabaSavingsSmartAccountContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Individual account for all valued client.</li>
<li class="details-list-item">Profit calculated on daily basis and paid to account in month end.</li>
<li class="details-list-item">Free ATM Card for 1st year.</li>
<li class="details-list-item">Special facility withdrawal in other Bank ATM Booth.</li>
<li class="details-list-item">Free 25 leaf’s Cheque Book (1st Book only).</li>
<li class="details-list-item">Maximum 6% Provisional Profit rate.</li>
<li class="details-list-item">FSIB Cloud apps and many more…</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
wadiahCurentDepositBtnContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Any adult having sound mind can open this account in his/her name singly or jointly with others.</li>
<li class="details-list-item">Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.</li>
<li class="details-list-item">Initial account opening balance is TK. 1,000 only, which is treated as minimum balance of the account.</li>
<li class="details-list-item">Unlimited transaction facilities.</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">FSIB VISA debit card.</a>
</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
shommanBtnContent: `<div class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Freedom of unlimited transactions.</li>
<li class="details-list-item">Minimum account opening balance requirement is BDT 25,000/-</li>
<li class="details-list-item">Free Inter-city transaction.</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">FSIB VISA debit card.</a>
</li>
<li class="details-list-item">Free 100 Leafs Cheque Book.*</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">No Maintenance Charge.</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<p class="details-text">*Condition(s) apply.</p>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
morjadaBtnContent: `<div id="Morjada" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Freedom of unlimited transactions.</li>
<li class="details-list-item">Minimum account opening balance requirement is BDT 15,000/-</li>
<li class="details-list-item">
<a href="https://fsibplc.com/fsib_card.php" target="_blank" class="details-link">FSIB VISA debit card.</a>
</li>
<li class="details-list-item">Free 100 Leafs Cheque Book.*</li>
<li class="details-list-item">Online banking facilities.</li>
<li class="details-list-item">Inter-city transaction – Completely Free.</li>
<li class="details-list-item">
<a href="https://cloud.fsiblbd.com/FSIBLCLOUD/login?returnUrl=%2F" target="_blank" class="details-link">Internet Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/smsbanking.php" target="_blank" class="details-link">SMS Banking.</a>
</li>
<li class="details-list-item">
<a href="https://fsibplc.com/cloud.php" target="_blank" class="details-link">FSIB Cloud apps and many more…</a>
</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">
<a href="https://fsibplc.com/documents.php" target="_blank" class="details-link">Few documents needed accordingly Account holder.</a>
</li>
</ul>
<p class="details-text">*Condition(s) apply.</p>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-text">
<a href="https://fsibplc.com/location_br.php" target="_blank" class="details-link details-text-bold">Click here to find your Nearest Branch</a>
</p>
</div>
`,
foreignCurrencyPFCContent: `<div id="PFC" class="details-container" style="display: block;">
<h6 class="details-section-title">Who Can Open This Account?</h6>
<ul class="details-list">
<li class="details-list-item">Bangladeshi nationals working/residing abroad or dual nationals.</li>
<li class="details-list-item">Foreign nationals residing abroad or in Bangladesh.</li>
<li class="details-list-item">Foreign firms operating in Bangladesh or abroad.</li>
<li class="details-list-item">Foreign missions and expatriate employees.</li>
<li class="details-list-item">Diplomatic warehouse operators and local contractors for foreign projects.</li>
</ul>
<h6 class="details-section-title">General Features:</h6>
<ul class="details-list">
<li class="details-list-item">Eligible currencies: USD, GBP, Euro, JPY.</li>
<li class="details-list-item">No initial deposit required.</li>
<li class="details-list-item">Self-maintained or by a nominated person.</li>
<li class="details-list-item">No local foreign exchange transactions allowed.</li>
<li class="details-list-item">Payments in foreign currency to residents are restricted.</li>
<li class="details-list-item">No cheque book provided.</li>
<li class="details-list-item">Term deposits available for various periods.</li>
<li class="details-list-item">International debit/pre-paid cards may be issued.</li>
</ul>
<h6 class="details-section-title">Utilization:</h6>
<ul class="details-list">
<li class="details-list-item">Payments can be made abroad freely.</li>
<li class="details-list-item">Local disbursements in Taka are allowed.</li>
</ul>
<h6 class="details-section-title">Credit:</h6>
<ul class="details-list">
<li class="details-list-item">Inward remittances.</li>
<li class="details-list-item">Transfers from other FC accounts or non-resident Taka accounts.</li>
<li class="details-list-item">Convertible foreign exchange brought into Bangladesh.</li>
</ul>
</div>
`,
foreignCurrencyRFCDContent: `<div id="RFCD" class="details-container" style="display: block;">
<h6 class="details-section-title">Who Can Open This Account?</h6>
<p class="details-spacing foreign-currency-description">Customers returning to Bangladesh with foreign exchange from their travels may open an RFCD account.</p>
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list foreign-currency-list">
<li class="details-list-item">Eligible currencies: USD, GBP, Euro, JPY.</li>
<li class="details-list-item">No proceeds from export or commission from business deals in Bangladesh.</li>
<li class="details-list-item">Account may be maintained as desired.</li>
<li class="details-list-item">FMJ Form required for amounts exceeding the threshold set by Bangladesh Bank.</li>
<li class="details-list-item">Written declaration required, including details on return date, amount of foreign currency, and source.</li>
<li class="details-list-item">Verification of passport and FMJ form (for amounts over USD 10,000) needed.</li>
</ul>
<h6 class="details-section-title">Utilization:</h6>
<ul class="details-list foreign-currency-list">
<li class="details-list-item">International credit/debit/pre-paid cards may be issued against the balance.</li>
<li class="details-list-item">Balances are transferable abroad.</li>
<li class="details-list-item">Funds may be issued for foreign travel (up to USD 5,000 in cash, remainder in TC or other currencies).</li>
</ul>
<h6 class="details-section-title">Credit:</h6>
<p class="details-spacing foreign-currency-description">Amounts brought in with FMJ declaration or up to USD 10,000 without declaration can be credited to the account.</p>
<h6 class="details-section-title">Reporting:</h6>
<p class="details-spacing foreign-currency-description">Monthly consolidated statements of transactions in RFCD accounts must be sent to Bangladesh Bank by the 15th of the following month.</p>
<h6 class="details-section-title">Required Documents:</h6>
<ul class="details-list foreign-currency-list">
<li class="details-list-item">Completed and signed account opening form.</li>
<li class="details-list-item">Two recent passport-sized photographs of the account holder.</li>
<li class="details-list-item">One photograph of the nominee/guardian (if minor) attested by the account holder.</li>
<li class="details-list-item">Copy of passport with relevant departure and arrival pages.</li>
</ul>
</div>
`,
foreignCurrencyNFCDContent: `<div id="NFCD" class="details-container " style="display: block;">
<h6 class="details-section-title">Who Can Open This Account?</h6>
<ul class="details-list ">
<li class="details-list-item">Non-resident Bangladeshi nationals.</li>
<li class="details-list-item">Bangladesh origin persons with dual nationality residing abroad.</li>
<li class="details-list-item">Bangladesh nationals working abroad for Bangladeshi missions or international organizations.</li>
<li class="details-list-item">Foreign nationals, companies, and institutions registered abroad or in EPZs/EZs in Bangladesh.</li>
</ul>
<h6 class="details-section-title">General Features:</h6>
<ul class="details-list ">
<li class="details-list-item">Interest-bearing term deposits with maturities of 1, 3, 6, or 12 months, with auto-renewal option.</li>
<li class="details-list-item">Eligible currencies: USD, GBP, Euro, JPY.</li>
<li class="details-list-item">Minimum deposit: USD 1,000 or GBP 500 for Bangladeshi nationals; USD 25,000 for foreigners.</li>
<li class="details-list-item">Accounts can be maintained as desired and opened after returning to Bangladesh.</li>
<li class="details-list-item">NRBs can open accounts with retirement or other benefits after return.</li>
<li class="details-list-item">Crew members of Bangladeshi Shipping Companies are excluded; shore staff can open accounts.</li>
<li class="details-list-item">Funds may be invested abroad by ADs, with interest paid from earnings.</li>
</ul>
<h6 class="details-section-title">Credit:</h6>
<ul class="details-list">
<li class="details-list-item">Accounts can be opened with funds from existing foreign currency accounts or convertible currencies.</li>
</ul>
<h6 class="details-section-title">Utilization:</h6>
<ul class="details-list">
<li class="details-list-item">Balances may be used for legitimate payments abroad, subject to taxes and documentation.</li>
<li class="details-list-item">Balances and interest can be repatriated or converted to local Taka.</li>
<li class="details-list-item">50% of balances may be used for discounting export bills and back-to-back LCs, with replenishment required.</li>
</ul>
<h6 class="details-section-title">Reporting:</h6>
<p class="details-spacing foreign-currency-description">Monthly currency-wise statements of NFCD account transactions should be submitted to Bangladesh Bank by the 15th of the following month.</p>
<h6 class="details-section-title">Required Documents:</h6>
<ul class="details-list">
<li class="details-list-item">Completed Account Opening Form (AOF).</li>
<li class="details-list-item">Two recent passport-sized photographs of the account holder.</li>
<li class="details-list-item">One photograph of the nominee/guardian (if a minor), attested by the account holder.</li>
<li class="details-list-item">Specimen signatures on the signature card.</li>
<li class="details-list-item">Work permit for foreign nationals and companies.</li>
<li class="details-list-item">Salary certificate/appointment letter for Bangladeshi nationals (if applicable).</li>
<li class="details-list-item">Copy of passport with visa details.</li>
</ul>
</div>
`,
foreignCurrencyERQContent: `<div id="ERQ" class="details-container " style="display: block;">
<h6 class="details-section-title">Who Can Open This Account?</h6>
<ul class="details-list t">
<li class="details-list-item">Merchandise exporters/direct exporters.</li>
<li class="details-list-item">Deemed exporters for inland back-to-back LC supplies.</li>
<li class="details-list-item">Exporters of computer software, data entry/processing, and other ICT services.</li>
<li class="details-list-item">Service exporters for non-physical services.</li>
</ul>
<h6 class="details-section-title">Take Note:</h6>
<p class="details-spacing foreign-currency-description">Foreign exchange earnings from indenting or agency commissions for exports from Bangladesh cannot be credited to these accounts as they originate from Bangladeshi sources.</p>
<h6 class="details-section-title">General Features:</h6>
<ul class="details-list ">
<li class="details-list-item">Eligible currencies: USD, GBP, Euro, JPY.</li>
<li class="details-list-item">Funds cannot be used for investment abroad.</li>
<li class="details-list-item">Not a checking account.</li>
</ul>
<h6 class="details-section-title">Retention of Exporter Retention Quota:</h6>
<ul class="details-list ">
<li class="details-list-item">Low import content exporters: 60% of repatriated FOB value.</li>
<li class="details-list-item">High import content exporters: 15% of repatriated FOB value (e.g., garments made from imported fabrics).</li>
<li class="details-list-item">Deemed exporters: Retain amounts as per exporter's quota; compliance required with direct exporter's total repatriated value.</li>
<li class="details-list-item">Software and ICT service exporters: 70% of net export earnings.</li>
<li class="details-list-item">Other service exporters: 60% of repatriated receipts.</li>
<li class="details-list-item">Recent policy updates reduced retention limits (FE Circulars No. 14 & 15).</li>
</ul>
<h6 class="details-section-title">Purpose of Utilization Without Prior Approval:</h6>
<ul class="details-list ">
<li class="details-list-item">Establishing and maintaining offices abroad.</li>
<li class="details-list-item">Importing raw materials, machinery, and spares.</li>
<li class="details-list-item">Payments to subsidiaries and for authorized foreign loans.</li>
<li class="details-list-item">Business purposes including export fairs, and software registration fees.</li>
<li class="details-list-item">Transfers between ERQ accounts and advance payments for bona fide business purposes.</li>
<li class="details-list-item">International credit/debit/pre-paid cards may be issued for bona fide business purposes.</li>
</ul>
<h6 class="details-section-title">Documents Required:</h6>
<ul class="details-list ">
<li class="details-list-item">Completed and signed account opening form by authorized signatories.</li>
<li class="details-list-item">Two recent passport-sized photographs of key stakeholders and signatories.</li>
<li class="details-list-item">Identification documents of directors/signatories (attested copies).</li>
<li class="details-list-item">Valid Trade License and ERC.</li>
<li class="details-list-item">E-TIN certificate for the organization.</li>
<li class="details-list-item">Company registration and incorporation documents (for limited companies).</li>
<li class="details-list-item">Partnership deed and registration certificate (for partnership businesses).</li>
<li class="details-list-item">BASIS Certificate (if applicable).</li>
</ul>
</div>
`,
foreignCurrencyNITAContent: `<div id="NITA" class="details-container" style="display: block;">
<p class="details-spacing">Bangladesh Bank has guidelines for opening a Non-Resident Investor’s Taka Account (NITA), aimed at non-resident individuals and institutions, including non-resident Bangladeshi nationals. The account is designed to boost Bangladesh's capital market and economy by facilitating foreign remittances through normal banking channels or by transferring funds from the non-resident investor's foreign currency account in Bangladesh.</p>
<h6 class="details-section-title">Objectives:</h6>
<ul class="details-list">
<li class="details-list-item">Invest in the Bangladeshi stock market and IPOs from anywhere in the world.</li>
<li class="details-list-item">Trade in the Bangladesh stock market globally.</li>
<li class="details-list-item">Safeguard investors’ funds and shares/stocks.</li>
<li class="details-list-item">Facilitate the buying and selling of securities/stocks through brokerage houses.</li>
<li class="details-list-item">Enable easy repatriation of capital, dividends, and capital gains to clients’ overseas accounts.</li>
</ul>
<h6 class="details-section-title">Who Can Open This Account?</h6>
<ul class="details-list">
<li class="details-list-item">Bangladeshi nationals residing or working abroad.</li>
<li class="details-list-item">Foreign passport holders with Bangladeshi origin.</li>
<li class="details-list-item">Foreign individuals.</li>
<li class="details-list-item">Foreign institutions.</li>
</ul>
<h6 class="details-section-title">Main Features:</h6>
<p class="details-spacing">NITA accounts can only be opened with authorized dealer (AD) branches of FSIB in Bangladesh. Securities can be purchased through registered brokers or directly from issuing companies for public issues not listed on stock exchanges. Funds in NITA can be used to purchase shares and securities listed on stock exchanges and can be transferred to a Foreign Currency Account or remitted abroad in foreign exchange. The account is non-interest bearing and can be operated by the account holder or a nominee, including the AD itself.</p>
<h6 class="details-section-title">Credit:</h6>
<ul class="details-list">
<li class="details-list-item">Freely convertible foreign currency remitted from abroad through normal banking channels.</li>
<li class="details-list-item">Funds transferred from a non-resident investor's foreign currency account in Bangladesh.</li>
<li class="details-list-item">Dividends/interest earnings on shares/securities bought through NITA, net of taxes.</li>
<li class="details-list-item">Sale proceeds of shares/securities bought through NITA, net of taxes.</li>
</ul>
<h6 class="details-section-title">Debit:</h6>
<ul class="details-list">
<li class="details-list-item">Balances can be used to buy Bangladeshi shares/securities.</li>
<li class="details-list-item">Balances are transferable to a Foreign Currency Account of the same person or remittable abroad in foreign exchange.</li>
</ul>
<h6 class="details-section-title">Documents Required:</h6>
<h6 class="details-section-title">For Individual Accounts:</h6>
<ul class="details-list">
<li class="details-list-item">Two passport-sized photographs of the applicant.</li>
<li class="details-list-item">Photocopy of a valid passport.</li>
<li class="details-list-item">One passport-sized photograph of the nominee (attested by the applicant on the back).</li>
<li class="details-list-item">Photocopy of the nominee's passport.</li>
<li class="details-list-item">Completed NITA Opening Form.</li>
</ul>
<h6 class="details-section-title">For Non-Individual Accounts:</h6>
<ul class="details-list">
<li class="details-list-item">One passport-sized photograph of each director.</li>
<li class="details-list-item">Two passport-sized photographs of signatories.</li>
<li class="details-list-item">Photocopy of valid passports for directors and authorized signatories.</li>
<li class="details-list-item">Individual information form for signatories.</li>
<li class="details-list-item">Completed NITA Opening Form.</li>
<li class="details-list-item">Copy of the Board Resolution regarding the opening and operation of the NITA, certified by the Chairman/Company Secretary.</li>
<li class="details-list-item">Copy of Certificate of Incorporation, attested by the Bangladesh High Commission.</li>
<li class="details-list-item">Copy of Memorandum and Articles of Association, attested by the Bangladesh High Commission.</li>
<li class="details-list-item">Certified up-to-date...</li>
</ul>
</div>
`,
foreignCurrencyOtherContent: `<div id="Other" class="details-container" style="display: block;">
<p class="details-spacing">* Convertible Taka Account for Foreign Nationals/Organizations.</p>
<p class="details-spacing">* Non-Convertible Taka Account for Foreign Nationals/Organizations.</p>
<p class="details-spacing">* Temporary Non-Resident Taka Account (TNRTA):</p>
<p class="details-spacing">* Foreign National's Taka Account.</p>
<p class="details-spacing">* Account for Branch Officers, Liaison Offices & Representative Officers of a Foreign Company.</p>
<p class="details-spacing">* Account for NGOs Registered Abroad.</p>
</div>
`,
mudarabaTermDepositMTDContent: `<div id="mtd" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Any adult having sound mind can open this account in his/her name singly or jointly with others.</li>
<li class="details-list-item">Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.</li>
<li class="details-list-item">Minimum balance is TK. 10,000 only.</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Profit amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositMMPSContent: `<div id="mmps" class="details-container " style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">One time Deposit start from 25,000/- or it’s multiple.</li>
<li class="details-list-item">Tenure: 1, 2 & 3 Years.</li>
<li class="details-list-item">Profit paid on monthly basis.</li>
<li class="details-list-item">Applicant have to maintain savings account and profit will be transferred automatically to savings account monthly.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Scheme will not be auto renewal. Applicant have to apply for new after the maturity.</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below; <br><b> – Closed Before One Year – No profit will be provided.</b></li>
</ul>
<ul class="details-list">
<li class="details-list-item"><b>For 1 year Tenure:</b>
<ul class="details-list">
<li class="details-list-item">Approximately TK. 600/- profit per month against TK. 1,00,000/- deposit.</li>
<li class="details-list-item">Tenure: 1 year.</li>
</ul>
</li>
<li class="details-list-item"><b>For 2 years Tenure:</b>
<ul class="details-list">
<li class="details-list-item">Approximately TK. 610/- profit per month against TK. 1,00,000/- deposit.</li>
<li class="details-list-item">Tenure: 2 years.</li>
</ul>
</li>
<li class="details-list-item"><b>For 3 years Tenure:</b>
<ul class="details-list">
<li class="details-list-item">Approximately TK. 620/- profit per month against TK. 1,00,000/- deposit.</li>
<li class="details-list-item">Tenure: 3 years.</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositFMContent: `<div id="murobbi" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">One time Deposit start from 25,000/- or it’s multiple.</li>
<li class="details-list-item">Tenure: 1 year.</li>
<li class="details-list-item">Profit paid on monthly basis.</li>
<li class="details-list-item">Applicant have to maintain savings account and profit will be transferred automatically to savings account monthly.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Scheme will not be auto renewal. Applicant have to apply for new after the maturity.</li>
<li class="details-list-item">Approximately TK. 630/- profit per month against TK. 1,00,000/- deposit.</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below;
<ul class="details-list">
<li class="details-list-item">– Closed Before One Year – No profit will be provided.</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 60 years & above.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositMContent: `<div id="mahiyasi" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">One time Deposit start from 25,000/- or it’s multiple.</li>
<li class="details-list-item">Tenure: 1 year.</li>
<li class="details-list-item">Profit paid on monthly basis.</li>
<li class="details-list-item">Applicant have to maintain savings account and profit will be transferred automatically to savings account in monthly.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Scheme will not be auto renewal. Applicant have to apply for new after the maturity.</li>
<li class="details-list-item">Approximately TK. 630/- profit per month against TK. 1,00,000/- deposit
<ul class="details-list">
<li class="details-list-item">– In case of early encashment, Profit calculation will be as below;</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Facilities:</h6>
<ol class="details-list">
<li class="details-list-item">Get 1000 Tk Security Deposit Discount for availing Locker facilities (upon branch locker facility availability).</li>
<li class="details-list-item">Get FSIB Wallet for availing FSIB Cloud (upon stock availability).</li>
</ol>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Any female with Minimum Age is 18 year.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositFSContent: `<div id="sanchay" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">One time Deposit start from 25,000/- or it’s multiple.</li>
<li class="details-list-item">Tenure: 3 years.</li>
<li class="details-list-item">Profit paid on quarterly basis.</li>
<li class="details-list-item">Applicant have to maintain savings account and profit will be transferred automatically to savings account in quarterly.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Scheme will not be auto renewal. Applicant have to apply for new after the maturity.</li>
<li class="details-list-item">Approximately TK. 1875/- profit per quarter against TK. 1,00,000/- deposit</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below;
<ul class="details-list">
<li class="details-list-item">– Closed Before One Year – No profit will be provided.</li>
<li class="details-list-item">– Closed after one year but before maturity- profit at savings rate.</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositMDDSContent: `<div id="double_benefit" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Deposit will be doubled approximately in 10 Years.</li>
<li class="details-list-item">Minimum Deposit only TK. 10,000/-</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositUContent: `<div id="utshob24" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Individual can operate this account.</li>
<li class="details-list-item">One time deposit start from 50,000/- or it’s multiple.</li>
<li class="details-list-item">Tenure 1 and 2 Years.</li>
<li class="details-list-item">Profit paid on monthly basis.</li>
<li class="details-list-item">Approximately 1,024/- (before tax) per month against Tk. 1,00,000/- deposit.</li>
<li class="details-list-item">Applicant have to maintain savings account and profit will be transferred automatically to savings account in monthly.</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below;
<ul class="details-list">
<li class="details-list-item">– Closed Before One Year – Only principal amount will be paid.</li>
<li class="details-list-item">– Closed after one year but before maturity account holder will receive Mudarabah Savings Rate.</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity Amount is subject to income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositMSDDSContent: `<div id="msds" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Individual can operate this account.</li>
<li class="details-list-item">Deposit will be doubled approximately in 5 Years 6 Months.</li>
<li class="details-list-item">Minimum Deposit only TK. 1,00,000/- or it’s multiple.</li>
<li class="details-list-item">Attractive Profit Rate.</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity Amount is subject to income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositFCContent: `<div id="century" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenure: 100 days.</li>
<li class="details-list-item">Minimum Deposit only TK. 5,000/-.</li>
<li class="details-list-item">Profit Rate: 10.00% (approx.)</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity Amount is subject to income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<p class="details-note">*</p>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaTermDepositMTDAContent: `<div id="double_century" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenure: 200 days.</li>
<li class="details-list-item">Minimum Deposit only TK. 5,000/-.</li>
<li class="details-list-item">Profit Rate: 11.00% (approx.)</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity Amount is subject to income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item"><a target="_blank" href="https://fsibplc.com/documents.php" class="details-link">Few documents needed accordingly Account holder.</a></li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<p class="details-note">*</p>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountNiramoyContent: `<div id="Niramoy" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Monthly Installment: 500/- to 30,000/-</li>
<li class="details-list-item">Tenure: 3, 5, 8, 10, 12, 15, 20 Years.</li>
<li class="details-list-item">Attractive profit rate.</li>
<li class="details-list-item">Deposit the installment at any branch through the month around the country.</li>
<li class="details-list-item">Installment fixed at opening the account. Once chose the installment/Tenure can’t rectify it further.</li>
<li class="details-list-item">Facility for depositing the installment in advance but have to pay penalty for due installment (up to BDT 5000, the penalty is 25 tk and more BDT 5000, penalty is 50tk).</li>
<li class="details-list-item">If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.</li>
<li class="details-list-item">Investment facility against the deposited amount.</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below;
<ul class="details-list">
<li class="details-list-item">- Closed before one year – no profit will be provided.</li>
<li class="details-list-item">- Closed after one year but before maturity- profit at savings rate.</li>
</ul>
</li>
</ul>
<div style="margin-top: 10px; font-weight: bold;">For Niramoy, Bondhon, Durbar, Ghoroni, Merchant</div>
<h6 class="details-section-title">Documents needed for opening account:</h6>
<ul class="details-list">
<li class="details-list-item">One copy passport size photograph of the applicant.</li>
<li class="details-list-item">One copy passport size photograph of the nominee (photograph to be attested by the applicant).</li>
<li class="details-list-item">Photocopies of National ID Card/Passport/Driving License of both applicant and nominee.</li>
<li class="details-list-item">TIN Certificate (if applicable).</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountAgroshorContent: `<div id="Agroshor" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenures from 3 to 20 years.</li>
<li class="details-list-item">Installment fixed by choosing the tenure or vice versa. Once chose the installment/Tenure can’t rectify it further.</li>
<li class="details-list-item">Deposit the installment at any branch through the month around the country.</li>
<li class="details-list-item">Facility for depositing the installment in advance but have to pay penalty for due installment (up to BDT 5000, the penalty is 25 tk and more BDT 5000, penalty is 50tk).</li>
<li class="details-list-item">If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.</li>
<li class="details-list-item">Investment facility against the deposited amount.</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below:
<ul class="details-list">
<li class="details-list-item">- Closed before one year – no profit will be provided.</li>
<li class="details-list-item">- Closed after one year but before maturity- profit at savings rate.</li>
</ul>
</li>
</ul>
<p class="details-bold-text" style="margin-top: 10px; font-weight: bold;">For Niramoy, Bondhon, Durbar, Ghoroni, Merchant</p>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to regular payment of the prescribed monthly installments.</li>
<li class="details-list-item">Maturity amount is subject to the deduction of the income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for opening account:</h6>
<ol class="details-list">
<li class="details-list-item">One copy passport size photograph of the applicant.</li>
<li class="details-list-item">One copy passport size photograph of the nominee (photograph to be attested by the applicant).</li>
<li class="details-list-item">Photocopies of National ID Card/Passport/Driving License of both applicant and nominee.</li>
<li class="details-list-item">TIN Certificate (if applicable).</li>
</ol>
<div class="details-bold-text" style="margin-top: 10px; font-weight: bold;">Eligibility:</div>
<ul class="details-list">
<li class="details-list-item">Minimum Age is 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ul>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountDurbarContent: `<div id="Durbar" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Installment: TK. 500/- to TK.25,000/-</li>
<li class="details-list-item">Tenure: 3, 5 & 10 years.</li>
<li class="details-list-item">Fixed installment/tenure. No changes allowed later.</li>
<li class="details-list-item">Deposit via standing instructions at no cost.</li>
<li class="details-list-item">Installment payment available at any branch.</li>
<li class="details-list-item">Advance payment allowed, penalties apply for late payments.</li>
<li class="details-list-item">Account closed if 3 consecutive months' payments are missed.</li>
<li class="details-list-item">Investment facility against deposited amounts.</li>
<li class="details-list-item">Early encashment rules based on tenure.</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity depends on timely payment of installments.</li>
<li class="details-list-item">Maturity amount subject to income tax and other levies.</li>
</ul>
<h6 class="details-section-title">Eligibility & Documents:</h6>
<ol class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ol>
<p class="details-footer">For details, visit your nearest FSIB branch. <a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Find Branch</a></p>
</div>
`,
mudarabaSchemAccountEhsanContent: `<div id="Ehsan" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Initial Deposit: Tk. 50,000/- to Tk. 2,00,000/-</li>
<li class="details-list-item">Monthly Installment: Tk. 2,000/- to Tk. 5,000/-</li>
<li class="details-list-item">Tenure: 3 Years</li>
<li class="details-list-item">Profit Rate: 10.00%</li>
<li class="details-list-item">Fixed installment & deposit amount, no changes allowed later.</li>
<li class="details-list-item">Free standing instructions for deposit.</li>
<li class="details-list-item">Penalty: Tk. 25/- for late installment.</li>
<li class="details-list-item">Account closed after 3 missed payments.</li>
<li class="details-list-item">Early encashment rules based on tenure.</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity depends on regular and timely installment payments.</li>
<li class="details-list-item">Maturity amount is subject to income tax and other levies.</li>
</ul>
<h6 class="details-section-title">Eligibility & Documents:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years</li>
<li class="details-list-item">Citizen of Bangladesh</li>
<li class="details-list-item">Required Documents:
<ol class="details-list">
<li class="details-list-item">One passport-size photo of applicant</li>
<li class="details-list-item">One passport-size photo of nominee (attested by the applicant)</li>
<li class="details-list-item">Photocopies of National ID/Passport of both applicant and nominee</li>
<li class="details-list-item">TIN Certificate (if applicable)</li>
</ol>
</li>
</ul>
<p class="details-footer">For details, visit your nearest FSIB branch. <a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Find Branch</a></p>
</div>
`,
mudarabaSchemAccountBondhonContent: `<div id="Bondhon" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Monthly Installment: Tk. 500/- to 30,000/-</li>
<li class="details-list-item">Tenure: 3 to 20 Years</li>
<li class="details-list-item">Attractive profit rate</li>
<li class="details-list-item">Deposit installments at any branch nationwide</li>
<li class="details-list-item">Fixed installment at account opening, no changes allowed later</li>
<li class="details-list-item">Advance deposits allowed with penalty for due installments</li>
<li class="details-list-item">Account closed after 3 consecutive missed payments</li>
<li class="details-list-item">Investment facility against the deposit</li>
<li class="details-list-item">Early encashment profit based on tenure</li>
</ul>
<h6 class="details-section-title">Documents Needed:</h6>
<ul class="details-list">
<li class="details-list-item">One passport-size photo of applicant and nominee (attested by applicant)</li>
<li class="details-list-item">Photocopies of National ID/Passport/Driving License for both applicant and nominee</li>
<li class="details-list-item">TIN Certificate (if applicable)</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years</li>
<li class="details-list-item">Citizen of Bangladesh</li>
</ul>
<p class="details-footer">For more details, visit your nearest FSIB branch. <a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Find Branch</a></p>
</div>
`,
mudarabaSchemAccountGhoroniContent: `<div id="Ghoroni" class="details-container">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Monthly Installment: Tk. 500 to Tk. 25,000</li>
<li class="details-list-item">Flexible installment amounts, no fixed monthly limit</li>
<li class="details-list-item">Deposit multiple times in a month (minimum Tk. 500 per deposit)</li>
<li class="details-list-item">Maturity terms: 3 to 20 Years</li>
<li class="details-list-item">Attractive Profit Rate</li>
<li class="details-list-item">Nationwide branch access for deposits</li>
<li class="details-list-item">Penalties apply for missed installments</li>
<li class="details-list-item">Account closure after 3 missed installments</li>
<li class="details-list-item">Profit for early encashment based on tenure</li>
</ul>
<h6 class="details-section-title">Documents Needed:</h6>
<ul class="details-list">
<li class="details-list-item">One passport-size photo of applicant and nominee (attested by applicant)</li>
<li class="details-list-item">Photocopies of National ID/Passport/Driving License for both applicant and nominee</li>
<li class="details-list-item">TIN Certificate (if applicable)</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years</li>
<li class="details-list-item">Only females are eligible</li>
<li class="details-list-item">Citizen of Bangladesh</li>
</ul>
<p class="details-footer">For more details, visit your nearest FSIB branch. <a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Find Branch</a></p>
</div>
`,
mudarabaSchemAccountHajContent: `<div id="Haj" class="details-container">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenures from 1 to 20 years.</li>
<li class="details-list-item">Installment fixed by tenure choice. Once selected, the installment/tenure cannot be changed.</li>
<li class="details-list-item">Nationwide branch access for deposits.</li>
<li class="details-list-item">Penalty for missed installment (up to BDT 5000: penalty is 25 tk; above BDT 5000: penalty is 50 tk).</li>
<li class="details-list-item">Account closure after 3 consecutive missed installments.</li>
<li class="details-list-item">Installments must be deposited by the 20th of each month.</li>
<li class="details-list-item">Early encashment profit rules:
<ul class="details-list">
<li class="details-list-item">Closed before one year: no profit will be provided.</li>
<li class="details-list-item">Closed after one year but before maturity: profit at savings rate.</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity amount is subject to regular payments of prescribed installments.</li>
<li class="details-list-item">Maturity amount is subject to income tax deductions or other levies.</li>
</ul>
<h6 class="details-section-title">Documents Needed for Opening Account:</h6>
<ul class="details-list">
<li class="details-list-item">One passport-size photo of the applicant.</li>
<li class="details-list-item">One passport-size photo of the nominee (attested by the applicant).</li>
<li class="details-list-item">Photocopies of National ID/Passport/Driving License of both applicant and nominee.</li>
<li class="details-list-item">TIN Certificate (if applicable).</li>
<li class="details-list-item">Introducer required for new account applicants (if applicable).</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ul class="details-list">
<li class="details-list-item">Minimum Age: 18 years</li>
<li class="details-list-item">Citizen of Bangladesh</li>
</ul>
<p class="details-footer">For more details, visit your nearest FSIB branch. <a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountMushafirContent: `<div id="Musafir" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenure: 1, 2, 3, 4 & 5 Years.</li>
<li class="details-list-item">Monthly Installment from BDT 500 to 1,00,000.</li>
<li class="details-list-item">Attractive profit rate for short term tenure.</li>
<li class="details-list-item">Installment fixed at opening the account.</li>
<li class="details-list-item">Single or joint account options available.</li>
<li class="details-list-item">Deposit installments at any FSIB branch nationwide.</li>
<li class="details-list-item">Penalties for overdue installments: BDT 25 (up to BDT 5000), BDT 50 (over BDT 5000).</li>
<li class="details-list-item">Automatic account closure after missing three consecutive installments.</li>
<li class="details-list-item">Maturity amount transferable to Visa Debit Card (requires FSIB savings account).</li>
<li class="details-list-item">Early encashment allowed, subject to bank regulations and closing charges.</li>
</ul>
<h6 class="details-section-title">Notes:</h6>
<ol class="details-list">
<li class="details-list-item">Maturity amount is subject to regular payment of the prescribed monthly installments.</li>
<li class="details-list-item">Maturity amount is subject to income tax deductions and other levies.</li>
</ol>
<h6 class="details-section-title">Documents needed for opening an account:</h6>
<ol class="details-list">
<li class="details-list-item">One passport-size photograph of the applicant.</li>
<li class="details-list-item">One passport-size photograph of the nominee (attested by the applicant).</li>
<li class="details-list-item">Photocopies of National ID/Passport/Driving License of both applicant and nominee.</li>
<li class="details-list-item">TIN certificate (if applicable).</li>
<li class="details-list-item">Introducer (if applicable for new accounts).</li>
</ol>
<h6 class="details-section-title">Eligibility:</h6>
<ol class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ol>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountSanchayeContent: `<div id="SanchayeShukh" class="details-container " style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenures from 3, 5 & 7 years.</li>
<li class="details-list-item">Monthly Installment from BDT 3,000, 5,000, 10,000, 20,000, 30,000, 40,000, and 50,000.</li>
<li class="details-list-item">Highest profit rate for short term tenure.</li>
<li class="details-list-item">Account holders will receive a monthly pension in installments along with principal gains.</li>
<li class="details-list-item">Customer must maintain a Mudarabah Savings Account to pay monthly installments and receive pensions.</li>
<li class="details-list-item">Installment amount fixed at account opening; cannot be changed later.</li>
<li class="details-list-item">Account can be operated individually.</li>
<li class="details-list-item">Deposits can be made at any FSIB branch/sub-branch nationwide.</li>
<li class="details-list-item">Account will be closed automatically if installments are missed for three consecutive months.</li>
<li class="details-list-item">Penalty for overdue installments: BDT 5 per thousand; double penalty for two overdue installments.</li>
<li class="details-list-item">Early encashment profit calculation:
<ul>
<li>Closed before one year – Only principal amount paid.</li>
<li>Closed after one year but before two years – Profit provided at Savings Rate.</li>
<li>Closed after two years but before maturity – Provisional profit rate of one year MTDR applied.</li>
</ul>
</li>
</ul>
<h6 class="details-section-title">Notes:</h6>
<ol class="details-list">
<li class="details-list-item">Maturity value is subject to proper and regular payment of the prescribed monthly installments.</li>
<li class="details-list-item">Maturity Amount shown here is subject to income tax and/or other levies.</li>
</ol>
<h6 class="details-section-title">Documents needed for opening an account:</h6>
<ol class="details-list">
<li class="details-list-item">One passport-size photograph of the applicant.</li>
<li class="details-list-item">One passport-size photograph of the nominee (attested by the applicant).</li>
<li class="details-list-item">Photocopies of National ID/Passport of both applicant and nominee.</li>
<li class="details-list-item">TIN Certificate (if applicable).</li>
</ol>
<h6 class="details-section-title">Eligibility:</h6>
<ol class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ol>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p><a target="_blank" href="https://fsibplc.com/location_br.php" class="details-link">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountMerchantContent: `<div id="Merchant" class="details-container " style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Tenure 3, 5, 8 & 10 years.</li>
<li class="details-list-item">Monthly Installment from BDT 5,000, 10,000, 15,000, 20,000, 25,000, & 50,000.</li>
<li class="details-list-item">Attractive Provisional profit rate.</li>
<li class="details-list-item">Installment amount fixed at account opening; cannot be changed later.</li>
<li class="details-list-item">Account can be operated only by organizations.</li>
<li class="details-list-item">Deposits can be made at any branch/sub-branch nationwide.</li>
<li class="details-list-item">Facility for depositing installments in advance; penalties apply for overdue installments (up to BDT 5,000, penalty is BDT 25; over BDT 5,000, penalty is BDT 50).</li>
<li class="details-list-item">If installments are missed for three consecutive months, the account will be closed automatically.</li>
<li class="details-list-item">Early encashment profit calculation:
<ul>
<li>Closed before one year – Only principal amount paid.</li>
<li>Closed after one year but before minimum tenure – Profit at Mudarabah Savings Rate.</li>
<li>Closed after minimum tenure but before maturity – Full profit applied for minimum maturity period.</li>
</ul>
</li>
</ul>
<div style="margin-top: 10px; font-weight: bold;">For Niramoy, Bondhon, Durbar, Ghoroni, Merchant</div>
<strong class="details-section-title">Documents needed for availing the service:</strong>
<strong class="details-section-title">Documents needed for Proprietorship:</strong>
<ol class="details-list">
<li class="details-list-item">One passport-size photograph of the signatory.</li>
<li class="details-list-item">Photocopies of National ID/Passport of the signatory.</li>
<li class="details-list-item">Up-to-date Trade License, E.RC., I.R.C, TIN & VAT of the Firm (if applicable).</li>
<li class="details-list-item">Seal of the Firm & Visiting Card of the signatory(s) (if applicable).</li>
<li class="details-list-item">Membership Certificate of Trade Association, Chamber of Commerce and Industry (if applicable).</li>
<li class="details-list-item">Tenancy Agreement copy (if applicable).</li>
</ol>
<h6 class="details-section-title">Documents needed for Partnership & Joint Venture:</h6>
<ol class="details-list">
<li class="details-list-item">Registered Partnership/Joint Venture Deed on non-judicial stamp of BDT 2000/- & List of the Partners with Portfolio.</li>
<li class="details-list-item">Registered Partnership/Joint Venture Agreement (Notarized/Registered on BDT 300/-).</li>
<li class="details-list-item">Up-to-date Trade License, E.RC., I.R.C, TIN & VAT of the Firm (if applicable).</li>
<li class="details-list-item">Resolution regarding operation of Bank account and signing of Bank’s charge documents with execution of Mortgage Deeds and other Bank’s papers and documents as per Partnership Deed.</li>
<li class="details-list-item">Seal as per Resolution & Visiting Card of the Signatory(s).</li>
<li class="details-list-item">Membership Certificate of Trade Association, Chamber of Commerce and Industry (if applicable).</li>
<li class="details-list-item">Tenancy Agreement copy between the Firm and the Landlord (if applicable).</li>
</ol>
<h6 class="details-section-title">Documents needed for Limited Company:</h6>
<ol class="details-list">
<li class="details-list-item">Certificate of incorporation.</li>
<li class="details-list-item">Certified copy of Memorandum and Articles of Association by Registrar of Joint Stock Companies & Firms.</li>
<li class="details-list-item">Up-to-date Trade License, E.RC., I.R.C, TIN & VAT of the Firm (if applicable).</li>
<li class="details-list-item">Board Resolution regarding opening & operation of Bank Account and signing of Bank’s charge documents with execution of Mortgage Deeds and other Bank’s papers and documents as per Memorandum and Articles of Association.</li>
<li class="details-list-item">Seal as per Resolution.</li>
<li class="details-list-item">Complete Bio-Data with passport-size photographs of all the directors of the company duly signed by them.</li>
<li class="details-list-item">Certified Copy of Form No. XII & XX duly issued by the Registrar of Joint Stock Companies, signed by them.</li>
<li class="details-list-item">Updated E.RC., I.R.C, TIN & VAT of the Firm (if applicable).</li>
<li class="details-list-item">Membership Certificate of Chamber of Commerce, Trade Association, Stock Exchanges (if applicable).</li>
<li class="details-list-item">Tenancy Agreement copy between the Firm and the Landlord (if applicable).</li>
<li class="details-list-item">List of the Directors with complete present and permanent address with signature & telephone numbers, on Letter Head Pad of the Company.</li>
<li class="details-list-item">Certificate of Commencement of Business in the case of Public Ltd. Company.</li>
</ol>
<h6 class="details-section-title">Documents needed for School/College/Educational Institution:</h6>
<ol class="details-list">
<li class="details-list-item">List of members of the Managing Committee.</li>
<li class="details-list-item">Resolution of the Managing Committee regarding opening & operation of Bank Account with First Security Islami Bank PLC.</li>
</ol>
<strong class="details-section-title">Documents needed for Club/Association/Society/Religious Institution:</strong>
<ol class="details-list">
<li class="details-list-item">List of members of the Executive/Managing Committee/Office bearers (with address).</li>
<li class="details-list-item">Resolution of the Executive/Managing Committee regarding opening & operation of Bank account.</li>
<li class="details-list-item">Certified copy of Bye-Laws/Rules and Regulations/Constitutions.</li>
</ol>
<h6 class="details-section-title">Documents needed for Trustee:</h6>
<ol class="details-list">
<li class="details-list-item">Attested copy of Trust Deed.</li>
<li class="details-list-item">Resolution of the Committee regarding opening & operation of Bank account. Head Office approval for opening Trust Account.</li>
</ol>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-link"><a target="_blank" href="https://fsibplc.com/location_br.php">Click here to find your Nearest Branch</a></p>
</div>
`,
mudarabaSchemAccountFSIBCareContent: `<div id="Care" class="details-container" style="display: block;">
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Monthly Installment from TK. 2,000/- to TK. 1,00,000/-</li>
<li class="details-list-item">Tenure: 18 & 36 Months.</li>
<li class="details-list-item">Freedom of choosing any tenure & any installment.</li>
<li class="details-list-item">Installment fixed by choosing the tenure or the installment. Once chose the installment/Tenure can’t rectify it further.</li>
<li class="details-list-item">Installment deposited facility by others savings account standing instruction in free of cost.</li>
<li class="details-list-item">Deposit the installment at any branch/sub branch through the month around the country.</li>
<li class="details-list-item">Facility for depositing the installment in advance but have to pay penalty for due installment (up to BDT 20,000, the penalty is 25 tk and more BDT 20,000, penalty is 50 Tk.).</li>
<li class="details-list-item">If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.</li>
<li class="details-list-item">Installment deposited facility for any working day in month.</li>
<li class="details-list-item">Investment facility against the deposited amount.</li>
<li class="details-list-item">In case of early encashment, Profit calculation will be as below</li>
</ul>
<ul class="details-list">
<li class="details-list-item">- Closed Before 06 (Six) Months – Only principal amount will be paid.</li>
<li class="details-list-item">- Closed After 06 (Six) Months but before contract of maturity - Profit will be applied at Mudarabah Savings Rate.</li>
</ul>
<h6 class="details-section-title">Note:</h6>
<ul class="details-list">
<li class="details-list-item">Maturity value is subject to proper and regular payment of the prescribed monthly installments.</li>
<li class="details-list-item">Maturity Amount showed here is subject to income tax and/or other levies.</li>
</ul>
<h6 class="details-section-title">Documents needed for availing the service:</h6>
<ul class="details-list">
<li class="details-list-item">One copy passport size photograph of the applicant.</li>
<li class="details-list-item">One copy passport size photograph of the nominee (photograph to be attested by the applicant).</li>
<li class="details-list-item">Photocopies of National ID/Passport of both applicant and nominee.</li>
<li class="details-list-item">TIN Certificate (if applicable).</li>
</ul>
<h6 class="details-section-title">Eligibility:</h6>
<ol class="details-list">
<li class="details-list-item">Minimum Age: 18 years.</li>
<li class="details-list-item">Citizen of Bangladesh.</li>
</ol>
<h6 class="details-section-title">For details, please visit your nearest branch of FSIB.</h6>
<p class="details-link">
<a target="_blank" href="https://fsibplc.com/location_br.php">Click here to find your Nearest Branch</a>
</p>
</div>
`,
applyNowOptionHtml: ``,
agentBankingAgentContent: `<div class="accordion-body">
<ol>
<li>An entity should fulfil the following conditions to be eligible for entering into contract with banks</li>
<li>It should be a juristic person;</li>
<li>Agent banking shall not be in ultra vires to the parent, statute, memorandum and articles of association or other constitutive document or objects of the juristic person; and</li>
<li>The agent, in the case of a proprietorship, or the agent’s directors, significant shareholders, and/or senior officers, as the case may be, is fit and proper.</li>
</ol>
</div>`,
agentBankingMasterAgentContent: `<div class="accordion-body">
<ol>
<li>It shall be an entity having multiple branch offices or outlets, either owned or otherwise engaged legally by it.</li>
<li>If the entity is a private sector organization, it shall possess a business license or permit for any lawful business activity.</li>
<li>The owner or manager of the entity or the juristic person shall possess at least 1 (one) year of experience in the related field.</li>
<li>It shall be carrying out the business activity on ongoing basis.</li>
<li>It shall possess managerial, financial and technical expertise for managing agent banking outlets in addition to its regular operations.</li>
<li>It shall have willingness and capacity to invest in managing liquidity, risk management, security management and continuous capacity development of agent banking outlets of a bank.</li>
<li>The agent banking outlet must have at least 2 (two) persons (a manager and a teller) with required managerial and financial expertise for this purpose and 1 (one) counter for cash transaction.</li>
<li>In cases where the master agent provides agent banking services through third party outlets, which are engaged legally, the outlets and outlet owners/managers shall fulfil the eligibility criteria for unit agent.</li>
</ol>
</div>`,
agentBankingUnitAgentContent: `<div class="accordion-body">
<ol>
<li>It shall be an entity having valid business license or permit for any lawful business.</li>
<li>The owner or manager of the entity or the juristic person shall possess at least 1 (one) year of experience in the related field.</li>
<li>It shall be carrying out the business activity on ongoing basis.</li>
<li>It shall possess managerial, financial and technical expertise for managing agent banking outlet of a bank in addition to its regular operations.</li>
<li>It shall have willingness and capacity to invest in managing liquidity, risk management, security management and continuous capacity development.</li>
<li>The unit agent must have at least 2 (two) persons (a manager and a teller) for this purpose and 1 (one) counter for cash transaction.</li>
</ol>
</div>`,
agentBankingNonEligibleContent: `<div class="accordion-body">
<ol>
<li>Bank related persons as defined in section 26M of the Bank-Company Act, 1991. Bank officials will not be eligible to become an agent in the same bank within 1 (one) year of his/her retirement or resignation.</li>
<li>Defaulters with any bank or financial institution.</li>
<li>Bankrupts.</li>
<li>Convicted by a court of law, up to 3 (three) years after completion of sentences or penalties.</li>
<li>Under investigation for any criminal charges.</li>
<li>Under investigation or convicted of money laundering or terrorist financing activities.</li>
<li>Under investigation of the Anti-Corruption Commission.</li>
</ol>
</div>`,
agentBankingEligibleContent: `<div class="accordion-body">
<p>The following juristic persons are eligible to act as banking agents:</p>
<ol>
<li>MFIs regulated by Microcredit Regulatory Authority of Bangladesh;</li>
<li>NGOs registered with Social Welfare Directorate;</li>
<li>Societies registered under the Societies Registration Act, 1860;</li>
<li>Cooperative Societies formed and controlled/supervised under the Cooperative Society Act, 2001;</li>
<li>Government offices having branch/unit offices;</li>
<li>Courier and mailing service companies registered under Ministry of Posts & Telecommunications;</li>
<li>Companies registered under the Companies Act, 1994;</li>
<li>Agents of mobile network operators that fulfils the eligibility criteria as laid down in these Guidelines;</li>
<li>Local government institutions;</li>
<li>Union Digital Centre (UDC);</li>
<li>Agents of insurance companies that fulfil the eligibility criteria as laid down in these Guidelines;</li>
<li>Any business entity having trade licenses from eligible authorities that fulfils the eligibility criteria as laid down in these Guidelines; and</li>
</ol>
</div>`,
agentBankingPermissibleContent: `<div class="accordion-body">
<p>An agent may provide any of the following services as may be specifically agreed between it and the bank:</p>
<ol>
<li>Cash deposit and cash withdrawal</li>
<li>Inward foreign remittance disbursement</li>
<li>Disbursement and repayment of loans</li>
<li>Collections of bills/utility bills</li>
<li>Collection of insurance premium</li>
<li>Payment of retirement and social benefits</li>
<li>Payment of salaries</li>
<li>Transfer of funds</li>
<li>Balance enquiry</li>
<li>Generation and issuance of mini bank statements</li>
<li>Collection of documents in relation to accounts</li>
<li>ollect account opening forms, loan application forms, credit and debit card applications</li>
<li>Monitoring and recovery of loans and advances sanctioned by the bank and</li>
<li>Any other activity as Bangladesh Bank may prescribe from time to time</li>
</ol>
</div>`,
agentBankingProhibitedContent: `<div class="accordion-body">
<ol>
<li>Enter into agent banking contract with more than one bank.</li>
<li>Operate or carry out an electronic transaction when there is communication failure/error in the system;</li>
<li>Carry out a transaction when a transactional receipt or acknowledgement cannot be generated;</li>
<li>Charge customers directly any fee beyond banks’ prescribed fees;</li>
<li>Offer any type of guarantee in favor of any customer;</li>
<li>Offer banking services on its own accord (provide banking services on its own account similar to those provided by it under an agency contract) or offer services that the principal is not authorized to offer;</li>
<li>Continue with the agency business when it has a criminal record or disciplinary case involving fraud, dishonesty or any other financial impropriety;</li>
<li>Provide, render or hold itself out to be providing or rendering any financial service which is not specifically permitted in the contract;</li>
<li>Open accounts, grant loans or carry out any appraisal function for purposes of opening an account or granting of a loan or any other facility;</li>
<li>Make debit or credit transactions using cheque;</li>
<li>Transact in foreign currency;</li>
<li>Representing the bank in any means to a third party without written consent from the bank; and</li>
<li>Be run or managed by a bank’s employee or its associate.</li>
</ol>
</div>`,
cardBtnContent: `<div class="details-container">
<h6 class="details-section-title" style="font-size:16px">Eligibility:</h6>
<p class="details-text">If you are an individual and have a savings, current, or STD account, you are eligible to avail FSIB card.<br>
Just visit your branch and fill up an application form. Within the shortest possible time, you will get an SMS notification to collect the card from your designated branch.</p>
<h6 class="details-section-title">Key Features:</h6>
<ul class="details-list">
<li class="details-list-item">Cash withdrawal from FSIB and all other banks ATM all over the country</li>
<li class="details-list-item">Can Pay Bill after shopping or Dine through 32000+ POS in Bangladesh</li>
<li class="details-list-item">Mobile Top Up/Recharge</li>
<li class="details-list-item">Balance Inquiry</li>
<li class="details-list-item">PIN Change</li>
<li class="details-list-item">Mini Statement</li>
<li class="details-list-item">Transaction Alert through SMS</li>
<li class="details-list-item">24/7 Call Center (16257 or 09666716257)</li>
</ul>
<p class="details-text">To know about our widespread network of ATM locations
<a target="_blank" href="https://fsibplc.com/atm.php#atm_location" class="details-link details-text-bold"><b>please click here</b></a>
</p>
<p class="details-text">If you want to know more about the Card please ask here.</p>
<a target="_blank" href="https://fsibplc.com/fsib_card.php" class="details-link">See more</a>
</div>
`,
callCeneterContent: `<p><strong>FSIB Call Center</strong> Provides 24/7 services to all valued client for supporting any type of banking needs and information. <br>
<strong>For any kind of help please contact with our Call Center 16257 (Hotline)</strong> <br>
<strong>Call center number if anyone wants to call from abroad +8809666716257</strong>
</p>`,
};