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<div id="ibft" class="tabcontent">
<!-- start IBFT tabContent -->
<div class="container history_container">
<h4 class="text-center p-3">Inter Bank Fund Transfer</h4>
<div class="container tab_container">
<div class="tab_wrapper">
<div class="tab_header">
<button class="tab_btn ">RTGS</button>
<button class="tab_btn">BEFTN</button>
<button class="tab_btn">NPSB</button>
<div class="tab_underline"></div>
</div>
<div class="tab_body" id="tab_body">
<div class="tab_content">
<div class="accordion">
<div class="accordion-item">
<input type="checkbox" id="accordion1">
<label for="accordion1" class="accordion-item-title"><span class="icon"></span>Advantages of
RTGS</label>
<div class="accordion-item-desc show">
<ul>
<li>RTGS is a new introduction of digital era in Bangladesh.</li>
<li>RTGS will give you security for your immediate transaction and it will save your
valuable time, labor and money.</li>
<li>Clients get their money within short time, so that they can instantly fulfill
their emergency needs.</li>
<li>Fund transfer facilities from bank to bank (1,00,000 BDT. or above transaction
will charge only 100 BDT.)</li>
<li>RTGS is much secured for large amount of money transaction which also reduces
the risk of large amount money carrying.</li>
<li>It is a cheuqeless transaction, so therefore material alteration risk is no more
for money appropriation.</li>
<li>Because of system automation, it is much secure, easy and prompt.</li>
<li>Fund transfer facilities from to Bank to Bank. You can send money to branches in
everywhere in Bangladesh.</li>
<li>Fund flow management is quick.</li>
<li>Working capital cycle also quick.</li>
<li>Transaction is possible within 30 minutes.</li>
<li>Due to technical difficulties customers will receive about RTGS transaction
cancellation message within 30 minutes.</li>
</ul>
</div>
</div>
<div class="accordion-item">
<input type="checkbox" id="accordion2">
<label for="accordion2" class="accordion-item-title"><span class="icon"></span>Money
transfer system of RTGS</label>
<div class="accordion-item-desc">
<ul>
<li>Customers must need to fill up a respective bank form for RTGS transaction. The
transaction money should be 1,00,000.00 BDT or above any other amount.</li>
<li>After getting the customers instruction, bank quickly debit the customer account
and transfer the money to receiver.</li>
<li>After that receiving bank credit this amount money within 30 minutes when
receiving bank found a confirmative message from Bangladesh Bank.</li>
<li>If any customer wants to do RTGS transaction he/she should have a bank account
along with KYC and Transaction Profile which should be updated. The account also
need correct address and valid mobile number.</li>
</ul>
</div>
</div>
<div class="accordion-item">
<input type="checkbox" id="accordion3">
<label for="accordion3" class="accordion-item-title"><span class="icon"></span>What can we
do through RTGS?</label>
<div class="accordion-item-desc">
<ul>
<li>You can transfer 100000. 00 BDT or above from one bank account to another bank
account instantly through by submitting a bank form.</li>
<li>Interbank or call money transaction can be ensured by RTGS.</li>
<li>Government securities transaction can be ensured by RTGS.</li>
<li>The money of local L/C can transfer from one bank to another bank.</li>
<li>Customs duty ASYCUDA (Automated System for Customs Data) can collect through
RTGS.</li>
<li>Fixed deposit money is also transferable.</li>
</ul>
</div>
</div>
</div>
</div>
<div class="tab_content">
<div class="accordion">
<div class="accordion-item">
<input type="checkbox" id="accordion4">
<label for="accordion4" class="accordion-item-title"><span class="icon"></span>The following
facilities are found to do BEFTN</label>
<div class="accordion-item-desc">
<ul>
<li>Without any charge bank to bank fund transfer.</li>
<li>No chance to material alteration because of there is no cheque.</li>
<li>Because of automated it is safe.</li>
<li>Benefit of transferring fund to bank branches in any part of the country</li>
<li>Cash flow management is swift.</li>
<li>Working capital is fast</li>
<li>Any amount can transfer through BEFTN</li>
<li>The transaction can complete within 24 hours.</li>
<li>If any BEFTN transaction cannot accomplish correctly/ properly than it inform to
customer within 48 hours</li>
</ul>
</div>
</div>
<div class="accordion-item">
<input type="checkbox" id="accordion5">
<label for="accordion5" class="accordion-item-title"><span class="icon"></span>The following
activities can be done through BEFTN</label>
<div class="accordion-item-desc">
<ul>
<li>Foreign remittance money can be quickly and safely credited to all types
customer account</li>
<li>Any amount of money can be transferred from one bank account any other bank
account.</li>
<li>Refund warrant /dividend warrant / a sell of the legal company share can be
credited and transferred.</li>
<li>Payment of installment and insurance premium of different bank or financial
institution can be paid at any time.</li>
<li>The credit card payment of all banks can be repaid at any time.</li>
<li>Local L.C money can be transferred from one bank to another bank.</li>
<li>The profit of savings certificate can be transferred to the account</li>
<li>The salary, welfare fund and retirement pension of the official institution can
be paid through BEFTN</li>
</ul>
</div>
</div>
</div>
</div>
<div class="tab_content">
<div class="accordion">
<div class="accordion-item">
<input type="checkbox" id="accordion6">
<label for="accordion6" class="accordion-item-title"><span class="icon"></span>The following facilities are found to do NPSB</label>
<div class="accordion-item-desc">
<ul>
<li>Without any charge bank to bank fund transfer.</li>
<li>No chance to material alteration because of there is no cheque.</li>
<li>Because of automated it is safe.</li>
<li>Benefit of transferring fund to bank branches in any part of the country</li>
<li>Cash flow management is swift.</li>
<li>Working capital is fast</li>
<li>Any amount can transfer through BEFTN</li>
<li>The transaction can complete within 24 hours.</li>
<li>If any BEFTN transaction cannot accomplish correctly/ properly than it inform to
customer within 48 hours</li>
</ul>
</div>
</div>
<div class="accordion-item">
<input type="checkbox" id="accordion7">
<label for="accordion7" class="accordion-item-title"><span class="icon"></span>The following activities can be done through NPSB</label>
<div class="accordion-item-desc">
<ul>
<li>Foreign remittance money can be quickly and safely credited to all types
customer account</li>
<li>Any amount of money can be transferred from one bank account any other bank
account.</li>
<li>Refund warrant /dividend warrant / a sell of the legal company share can be
credited and transferred.</li>
<li>Payment of installment and insurance premium of different bank or financial
institution can be paid at any time.</li>
<li>The credit card payment of all banks can be repaid at any time.</li>
<li>Local L.C money can be transferred from one bank to another bank.</li>
<li>The profit of savings certificate can be transferred to the account</li>
<li>The salary, welfare fund and retirement pension of the official institution can be paid through BEFTN</li>
</ul>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
</div>
<!-- End IBFT tabcontent -->
</div>
<div id="swift" class="tabcontent">
<!-- start swift tabContent -->
<div class="container history_container">
<div class="d-flex justify-content-center align-items-center flex-gap-50">
<img src="resources/swift.png" width="60" height="50" alt="">
<h4 style="margin-left: 20px;">Society for Worldwide Interbank Financial Telecommunication (SWIFT)</h4>
</div>
<!-- swift content start-->
<div class="container swift_container">
<div class="swift_text">
<!-- <img src="resources/swift.png" width="100" height="50" alt="">
<h3>Society for Worldwide Interbank Financial Telecommunication (SWIFT)</h3> -->
</div>
<table class="table table-striped table-bordered mt-3">
<thead style="background:url('resources/mega.png');text-align:center">
<th colspan="2">FSIB SWIFT BIC</th>
</thead>
<thead style="background: linear-gradient(110deg, rgb(223, 222, 253) 0%, rgb(248, 248, 253) 50%, rgba(202, 199, 253) 100%);">
<th>Branch Name</th>
<th>SWIFT Code</th>
</thead>
<tbody>
<tr>
<td>Head Office</td>
<td>FSEBBDDH</td>
</tr>
<tr>
<td>CENTRAL TRADE PROCESSING CENTRE, DHAKA</td>
<td>FSEBBDDHCTD</td>
</tr>
<tr>
<td>OFFSHORE BANKING UNIT, HEAD OFFICE, DHAKA</td>
<td>FSEBBDDHOBU</td>
</tr>
<tr>
<td>Dilkusha Branch</td>
<td>FSEBBDDHDIL</td>
</tr>
<tr>
<td>Motijheel Branch</td>
<td>FSEBBDDHMOT</td>
</tr>
<tr>
<td>Bangshal Branch</td>
<td>FSEBBDDHBNG</td>
</tr>
<tr>
<td>Dhanmondi Branch</td>
<td>FSEBBDDHDHA</td>
</tr>
<tr>
<td>Gulshan Branch</td>
<td>FSEBBDDHGUL</td>
</tr>
<tr>
<td>Mohakhali Branch</td>
<td>FSEBBDDHMKH</td>
</tr>
<tr>
<td>Banani Branch</td>
<td>FSEBBDDHBAN</td>
</tr>
<tr>
<td>Agrabad Branch</td>
<td>FSEBBDDHAGR</td>
</tr>
<tr>
<td>Khatungonj Branch</td>
<td>FSEBBDDHKTG</td>
</tr>
<tr>
<td>Jubilee Road Branch</td>
<td>FSEBBDDHJUB</td>
</tr>
<tr>
<td>Sylhet Branch</td>
<td>FSEBBDDHSYL</td>
</tr>
<tr>
<td>Karwan Bazar Branch</td>
<td>FSEBBDDHKAR</td>
</tr>
<tr>
<td>Topkhana Road Branch</td>
<td>FSEBBDDHTOP</td>
</tr>
<tr>
<td>Prabartak Mor Branch</td>
<td>FSEBBDDHPRA</td>
</tr>
</tbody>
</table>
</div>
<!-- swift content end -->
</div>
<!-- End swift tabcontent -->
</div>
<div id="utility" class="tabcontent">
<!-- start utility tabContent -->
<h4 class="tab_title mb-5">Our Utility Service Provider</h4>
<div class="container history_container d-flex justify-content-evenly">
<ol>
<li><span>Dhaka WASA</span></li>
<li>DESCO Postpaid </li>
<li>DPDC Postpaid </li>
<li>BGDCL</li>
<li>KGDCL</li>
<li>NESCO Prepaid</li>
<li>NESCO Postpaid</li>
<li>Bangladesh Power Development Board </li>
<li>TITAS </li>
<li>PRAN RFL </li>
</ol>
<ol start="11">
<li>NIDW Payment </li>
<li>BREB Prepaid </li>
<li>BREB Postpaid</li>
<ol style="list-style: lower-roman;">
<li>BREB Postpaid ICBS 0141 Jashore</li>
<li>BREB Postpaid ICBS 0198 Navaron</li>
<li>BREB Postpaid ICBS 0213 Bagachra</li>
<li>BREB Postpaid ICBS 0220 Khajura Bazar</li>
<li>BREB Postpaid ICBS 2046 Shimakhali Sub br.</li>
</ol>
</ol>
</div>
<!-- End utility tabcontent -->
</div>
<div id="egp" class="tabcontent">
<!-- start egp tabContent -->
<div class="container history_container">
<h4 class="tasdir_header">e-Government Procurement</h4>
<div class="container egp_container">
<!-- <div class="egp_header">
<h3>e-Government Procurement</h3>
</div> -->
<div class="egp_card">
<div class="card">
<img src="resources/product/egp.png" class="card-img-top card_img" alt="...">
<div class="card-body">
<h4 class="card-title"></h4>
<p class="card-text">National e-Government Procurement (e-GP) portal of the Government of the
People’s Republic of Bangladesh is developed, owned and being operated by the Central
Procurement Technical Unit (CPTU), IME Division of Ministry of Planning. The e-GP system
provides an on-line platform to carry out the procurement activities by the Public Agencies –
Procuring Agencies (PAs) and Procuring Entities (PEs).</p>
</div>
<div class="card-footer">
<i class="fas fa-globe" style="color: #2c318c;"></i>
<a href="https://www.eprocure.gov.bd/" target="_blank">www.eprocure.gov.bd</a>
</div>
</div>
</div>
<div class="egp_text">
<div class="card">
<div class="card-header alert-success">
<h5 class="">e-Tendering areas :</h5>
</div>
<div class="card-body">
<!-- <h5 class="card-title">Special title treatment</h5> -->
<p class="card-text">e-Tendering will primarily be introduced on pilot basis, in the CPTU and 16
(sixteen) Procuring Entities (PEs) under 4 (four) sectorial agencies, namely: <br><br>
<strong>
Bangladesh Water Development Board (BWDB),<br>
Local Government Engineering Department (LGED),<br>
Roads and Highways Department (RHD) and <br>
Rural Electrification Board (REB). <br>
</strong>
</p>
291 PEs of those 4 sectorial agencies up to district level
</div>
</div>
</div>
<div class="egp_text">
<div class="card">
<div class="card-header alert-info">
<h5 class="">e-Payment System :</h5>
</div>
<div class="card-body egp_step">
<h6 class="card-text">
Any participant can submit
</h6>
<br>
<strong>
<p class="alert-warning">Step 1. Registration Fee,</p>
<p class="alert-warning">Step 2. Tender document purchase fee</p>
<p class="alert-warning">Step 3. Other services fee Collection.</p>
</strong>
<br>
<h6 class="card-text">After Accepting NOA from PE office</h6><br>
<p class="alert-success"> <strong>Step 1. Transactions for security release and forfeiture
handling.</strong></p>
</div>
</div>
</div>
</div>
</div>
<!-- End egp tabcontent -->
</div>
<div id="achallan" class="tabcontent">
<!-- start achallan tabContent -->
<div class="container history_container">
<h4>achallan</h4>
</div>
<!-- End achallan tabcontent -->
</div>
<div id="ehajj" class="tabcontent">
<!-- start ehajj tabContent -->
<div class="container history_container">
<h4 class="tasdir_header">E-Hajj</h4>
<p>e-Hajj is completely used for Hajj related services provided by the Ministry Of Religious Affairs, Government of Bangladesh.</p>
<p> We will process your personal data in accordance with the General Data Protection Regulation by google and national laws which relate to the processing of personal data (Data Protection Legislation).</p>
<p>FSIB PLC providing the e-HAJJ service to the customers from all of our branches across the country.</p>
</div>
<!-- End ehajj tabcontent -->
</div>
<div id="locker" class="tabcontent">
<!-- start locker tabContent -->
<div class="container history_container">
<!-- <h4>locker</h4> -->
<div class="locker_container">
<div class="card">
<div class="card-header locker_header text-center text-uppercase">
<h5>Locker Service</h5>
</div>
<div class="card-body">
<p class="card-title">Branches are provided with safe deposit Lockers by GSD, Head Office to enable them to offer facilities to the public for safe deposit of their jewellery, important documents and other valuables. Locker service available in the bankUltimus software. Lockers available in various Sizes-(1) Small (2) Medium and (3) Big. Operational & Monitoring authority of locker service will be BCD, Head Office.</p>
<h5 class="card-title alert-info p-2">Locker Service</h5>
<ul>
<li>Personalised service</li>
<li>Facilities to access outside scheduled time</li>
<li>Parcel handling</li>
<li>Safe custody of goods and bonds/shares</li>
<li>Lockers available in various sizes. i.e. Small, Medium and Large.</li>
</ul>
<h5 class="alert-warning p-2">Terms & Condition</h5>
<ul>
<li>For obtaining a Locker at FSIB you must be an account holder with our Bank.</li>
<li>Lockers can be allotted individually as well as jointly.</li>
<li>The Locker holder is permitted to add or delete names from the list of persons who can operate
the Locker and can have access to it.</li>
<li>Loss of Key is to be immediately informed to the concerned Branch.</li>
<li>For Schedule of Rentals, please contact the branch nearest to you.</li>
<li>An individual (not minor), firms, limited company, associations, clubs, trusts, societies, etc
may hire a locker.</li>
</ul>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">First Security Islami Bank PLC. Locker facility and procedures thereof:</h4>
<p>The operation of lockers may be made as per following guidelines.</p>
<ul>
<li>The cabinet (Almirah) number will be carved on the cabinet.</li>
<li>Each Locker will be covered by insurance policy. (for small Tk. 100000 Lac. Medium Tk. 200000 Lac and big Tk. 300000 Lac).</li>
<li>Locker serial number will be unique based on Locker type. Such as (Small type id-0001, Medium-0002, Big-0003).</li>
<li>Locker key number will be unique accordingly locker type such as (Small type id-0001, Medium type id-0002, Big type id 0003) etc. </li>
<li>Security Deposit for Locker: For all types of Lockers security deposit shall be realized @ Tk-5000 for each key. This amount is refundable to the locker holder at the time of surrender of the locker. This amount shall be accounted for in the subsidiary ledger under separate Subhead “sundry Deposit A/C Security Deposit for locker” Which should also be shown on the back of the Daily statement of affairs under the broad head “Sundry Deposit A/C”</li>
<li>Any waiver to Security deposit amount of an already booked Locker, then locker service cannot waive without releasing the locker. That’s why, if a locker is already booked then one has to close the locker first and then book a new locker.</li>
<li>Locker may be allotted to any client at the discretion of the Branch In charge.</li>
<li>Locker will be rented out to the clients on obtaining an application on the prescribed form which should have the terms and conditions of hiring the locker printed at the back. Apart from signing in the front page of the form, the locker holder must also sign on the back page thereof as a token of having accepted the terms and conditions.</li>
<li>Preferably in all cases and invariably where the signature of the locker holder is not firm i.e. raw, a password (code word) should be obtained and the same shall be noted on the application form as well as on the specimen signature card to facilitate operation of the locker without the doubt.</li>
<li>Locker ledger shall be properly maintained.</li>
<li>A locker holder who wishes to authorize a third person to operate the locker may do so by duly signing the authorized form and enclosing therewith the specimen signature duly attested by him. Such arrangement must, however, be noted in the locker ledger wherein locker accounts shall be maintained.</li>
<li>Before allowing the locker holder or his authorized agent to operate the locker he must sign in the appropriate column of the locker operation register in presence of the authorized officer of the Bank who will attest the same form the specimen recorded with the bank. He shall also ask the password and verify the same and shall allow access to the locker only when he is satisfied beyond doubt as to his or her identity.</li>
<li>The locker shall be under the charge of a responsible officer preferably Manager and the locker cabinets shall be placed in the strong room/ locker room or in a safe place which is not accessible to the others beyond the knowledge of the Manager or authorized officer of the bank.</li>
<li>Receipt for key deposit & rent shall be given duly filled up with signature.</li>
<li>The keys of the locker Room door shall be retained by the Manager & Manager operation of the respective branch as custodian of the Locker Room.</li>
<li>Locker user guideline is prepared by ICTD for branch and Head office user.</li>
</ul>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Bank Account:</h4>
<p>The Locker holder must have an MSA/ AWCA/ Current Plus/ MSND/ Shomman/ Morjada/ Prapti /Probin/Special Savings Account at the concerned branch with satisfactory transaction. Minimum TK. 5,000/- is to be deducted from those accounts as security deposit in such link account of the Locker holder and will be credited to S/D A/C-Security Money Locker. Security money waives for only FSIB employees. Ref: BCD Circular no. 145. Mudarabah Senior citizen savings account 20% discount on locker charges. Ref: FSIBL/HO/MKT/CIRCULAR/2011/793, Dated. 30 June, 2011.</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Application:</h4>
<p> Lockers will be leased out to a hirer based on application in the prescribed form which
contains the detailed terms & condition of hiring of the locker printed at the back page
thereof. Apart from signing on the front page of the form in the required places, the
applicant shall also sign in the back page thereof, as a token of having accepted the terms
& conditions.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Nomination:</h4>
<p>Locker holder may nominate nominees(s) for receiving valuables in case of death of
locker holder.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Specimen Signature:</h4>
<p> Specimen signature of lessee/hirer shall be recorded in prescribed form and the same
(specimen signature) as well as the signature in application form must be attested by the
Head of branch/Manager of the Branch/Authorized Officer.</p>
<p>The lessee desiring to authorize a third party to operate the Locker on his behalf will sign Mandate Form and Specimen Signature Card/Leaf. This facility should, however, be extended at the discretion of the Head of Branch/Manager to persons of known standing and respectability.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Photographs:</h4>
<p>2(two) copies of passport size photographs shall have to be obtained from the locker holder and one copy photograph from the nominee attested by the locker holder is to be obtained. </p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">General Instructions:</h4>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Allotment:</h4>
<p> Locker shall be allotted on yearly basis. The Locker Holder will pay the yearly rent in
advance at the time of allotment and subsequently rents will be recoverable in advance.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Schedule of Rates of Rental:</h4>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Handing over the Keys:</h4>
<p> The keys of locker will be handed over to the locker holder after completion of all.
formalities and obtaining proper acknowledgement. The locker holder must keep the keys
in a secured place and must not hand over the keys to any person except authorized
representative.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Working Hours:</h4>
<p>Operation of locker shall be allowed within business hours of the bank.</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Locker Operation Register:</h4>
<p> The record of attendance/visit & operation of locker should be maintained in Locker
Operation Register. Before allowing the Locker holder to operate the locker, he must
sign in the appropriate column of Locker Operation Register in presence of the Head of
Branch/Manager/Authorized Officer who will attest the same from the specimen
recorded in the Bank. Thereafter, authorized officer shall allow him/her to enter the
locker room on being satisfied beyond doubt as to the identity of the locker holder.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Locker Register:</h4>
<p>Locker Register shall be properly maintained with full details of the locker holder(s) and
payment of rentals.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Master Key:</h4>
<p>Master key will be kept by the Head of Branch/Manager/Authorized Officer of the
Branch. Duplicate Master key along with other keys shall be kept in nearest FSIB
branch/Bangldesh Bank/Sonali Bank.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Recovery of Rent:</h4>
<p>Recovery of yearly rental will be realized at the time of letting out the locker and proper Rent receipt to be issued in this regard. 30(thirty) days before the next rent falls due, a remainder should be sent to the locker holder for payment of rent for the following year.</p>
<p> Rent of locker is payable always in advance and if the client does not pay the next
installment soon after it becomes payable, the Bank may exercise the power to control
the access of the client into the locker.</p>
<p> If the locker holder is unable to pay the yearly rent of the locker or any of the conditions in this connection is violated by the locker holder, the rights of using the locker by the locker holder will be void. In such case the Bank has the right to send the valuables to the recorded address of the locker by breaking the locker in presence of locker holder/nominee /nearest relative and local councilor/commissioner/chairman/respected client
after obtaining necessary approval from the competent authority.</p>
<p> The Bank will possess the right of general lien on the valuable which has been brought
near the locker (and in Bank’s possession) and kept in the locker. The Bank possesses the
right to realize the locker rent through selling of the valuables if the locker holder fails to
pay the dues.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Loss of Key:</h4>
<p>In case of loss of key by the locker holder the branch after being satisfied of the bonafied nature of the loss, shall arrange duplicate key and reserves the right to recover at actual amount per instance as replacement cost.
</p>
<p>The repairing works of the hired lockers/drawers of the lockers/keys etc. will be done by the approved technician of the bank after consulting with the GSD, Head Office. </p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;"> Death of Locker Holder:</h4>
<p>If a locker holder is reported dead, the locker shall be sealed and no one shall be allowed to operate the same. Opening of Locker shall be allowed only after obtaining court order and approval from the BCD, Head Office.</p>
<p>However, if there is any nominee, he will be allowed to receive the valuables and no court order is applicable, subject to producing of death certificate of the locker holder, including NID of the nominee.</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Custodian of the Locker:</h4>
<p>The Head of Branch/Manager shall be the custodian of the locker. However, in case of a
big branch the Manager Operations or In-charge of General Banking may be authorized
to work as custodian of locker under intimation to Head Office.
</p>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Maintenance of Keys:</h4>
<p>The Branch should maintain a record of all used and unused keys of lockers. There will
have to be a clear picture of unused keys/lockers in the register.</p>
<ol>
<li>Branches must ensure that security arrangements of lockers are adequate and suitable
in all respects.</li>
<li>Daily random checks by Bank officials must be increased during regular office hours
to ensure that everything is in order and that the guards are performing their duties
efficiently.</li>
<li>Branches must obtain corporate group insurances as per categories and sizes of
Lockers through FAD.</li>
</ol>
<h4 class="tab_title p-2" style="text-align:left;background-color:#D1CADA;">Breaking procedure of unclaimed locker:</h4>
<p>The bank will ensure physical presence of local magistrate as well as two officials not below the rank of VP from the Bank (nominated by MD & CEO of the Bank through BCD, Head Office) before breaking unclaimed locker and preparing seizure list. GM of Bangladesh Bank, Motijheel Office, will be contacted to fix up date & time before removing valuables received in the locker. </p>
</div>
</div>
</div>
</div>
<!-- End locker tabcontent -->
</div>
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<h4>Tasdir</h4>
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<label for="tasdiraccordion1" class="accordion-item-title"><span class="icon"></span>What is
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<ul>
<li>Ship now, let your buyers pay later – no LC, no down-payment.</li>
<li>But you get paid at sight by First Security Islami Bank PLC.</li>
<li>Exporters who work with Tasdir can get bigger orders at better margins.</li>
</ul>
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<label for="tasdiraccordion2" class="accordion-item-title"><span class="icon"></span>What does Tasdir do
for me?</label>
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<ul>
<li>FSIB’s new Tasdir product allows you to offer sale contract and deferred payment to your
customer.</li>
<li>No LC, no downpayment.</li>
<li>FSIB will provide back-to-back, provided your domestic credit supports.</li>
<li>FSIB will credit your account with the invoice payment when you ship.</li>
<li>FSIB (through its partner <span class="fw-bold">PrimaDollar</span>) will collect later
on the invoice due date, and take the risk of buyer fraud and default.</li>
</ul>
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<p class="card-text">
<strong class="fw-bold">
Get Tasdir at: fsibl@primadollar.com <br>
call 01785089353 or from First Security Islami Bank PLC.
</strong>
<br>
Tasdir is available directly through AD Branches of FSIB : <span class="fw-bold">Gulshan,
Banani, Mohakhali, Dilkusha, Agrabad.</span>
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<label for="tasdiraccordion4" class="accordion-item-title"><span class="icon"></span>Why does Tasdir
generate bigger orders at better margins?</label>
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<p class="card-text">
Because buyers like to get credit from their suppliers: <br>
The buyer gets positive cash flow (they sell the goods before they pay for them). The more
they buy, the more cash flow they generate. <br>
It improves their share price (as operating cash flow is stronger). <br>
Banking lines are released and not tied up in issuing LCs or funding the supply chain. <br>
They have lower costs and less hassle. <br>
AND exporters, who offer credit, Can get bigger orders, which improves unit cost economics.
<br>
Negotiate on payment terms, not just on quality and price. <br>
Demonstrate faith in the product by shipping first and being paid later <br>
Demonstrate financial strength to the customer? <br><br>
Move your existing buyers on to Tasdir today. This will lead to bigger orders and better
margins. Offer your <br>
new business through Tasdir, and you will win more customers.
</p>
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<i class="fas fa-globe" style="color: #fff;"></i>
<span>FSIB PLC. Tasdir Partner <a href="https://www.primadollar.com" target="_blank">PrimaDollar</a></span>
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